Multi Peril Crop Insurance
MPCI
Multi Peril Crop Insurance products, offer customizable coverage options that cater to the unique needs and risks of each farming operation. Understanding that no two farms are alike, Agrowise provides a tailored approach to risk management, ensuring that our clients have the precise level of protection they require. Our commitment to supporting the agricultural community is reflected in our streamlined claims process, facilitated by our team of knowledgeable agents who are always ready to assist. This personalized service ensures that, in the event of a claim, the process is as smooth and stress-free as possible, allowing farmers to focus on what they do best.


Yield Protection
Yield Protection (YP) and Actual Production History (APH) are multi-peril crop insurance products designed to protect farmers from yield losses caused by various natural disasters. Coverage includes protection against drought, excessive moisture, frost, wind, floods, and damage from pests and diseases, depending on the crop. These products provide a yield guarantee based on a producer’s historical production. If the actual production falls below this guarantee, an indemnity is paid to cover the deficit.
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How It Works:
Both YP and APH establish a guaranteed bushel yield per acre. The YP Projected Price is determined according to Commodity Exchange Price Provisions (CEPP), while the APH price is set by the Federal Crop Insurance Corporation (FCIC). An indemnity is paid if the actual production falls short of the yield guarantee.
Revenue Protection
Revenue Protection (RP) and Revenue Protection with Harvest Price Exclusion (RP-HPE) are multi-peril crop insurance products that safeguard against risks related to both production losses and price fluctuations. These policies reference prices from the Commodity Exchange Price Provisions (CEPP). RP sets the loss guarantee based on the higher value between the Projected Price and the Harvest Price, providing coverage for both rising and falling prices. In contrast, RP-HPE offers similar protection but calculates the loss guarantee exclusively using the Projected Price.
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How It Works:
Both plans establish a minimum revenue guarantee per acre. For RP, the Revenue Guarantee is determined by taking the greater of the Projected Price or Harvest Price, while RP-HPE uses only the Projected Price for its calculations.
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Indemnity payments for both plans are determined based on the Harvest Price. If the Revenue to Count falls below the final Revenue Guarantee, an indemnity will be paid.

POLICY OPTIONS:
Enhanced Coverage Option
ECO
Supplemental Coverage Option
SCO
Replant Buy Up
Stacked Income Protection
STAX